THE SOCIAL CHART WITH « OUTSOURCED RESOURCES BANKING »

In a society based on credits and debts , we are spending today the money we will earn tomorrow and the countries need wars or conquests  to fill the needs in commodities !!!! the daily productivity is not used to create a social momentum, but to pay debts….

In a prospective society using the concept of “outsourced resources banking”, money is created to manage a sustainable productivity … , not an individual consumption !!!  who own/control assets and innovation  can create money …..

 

We have proved on this research blog, that money can’t be a value or a debt !!!!  it’s not effective ……  A major crisis in the third century and the problems since 1929 show us the limits of the system …. 2600 years ago, Money has probably been invented to reward soldiers …… by anticipation !! and money has always include the concept of “”anticipation” , with looking for gold supply or with debts.

“”OUTSOURCED RESOURCES BANKING”” IN HISTORY

In 1848, French writer Victor Hugo pronounced a famous speech in the National assembly to deplore the huge attention of a human mind focused on the material goods ….. 

http://www.assemblee-nationale.fr/histoire/victor_hugo/discours_fichiers/seance_10novembre1848.asp

The global industrialization has increased the monetary dependency !!!! In 2013, we are living all the problems of an unsustainable life style …, acting like the grasshopers !!!!

 In a Global World, the Future can't be based on Nations or States, but only on  common projects. Around Education, Health, Security, Services, R&D, there are “””moral”” goods in economy …..  which can be exchanged around common projects !!!!

How the concept of “outsourced resources banking” could have operated at the end of the XIXth Century ??? The key period that created the current financial disaster !!!!

BY CREATING SECONDARY CURRENCIES (instead of unlimited credits on the main currency) …… INCLUDING A CONVERSION WITH THE NATIONAL CURRENCY ….

OUTSOURCED RESOURCES BANKING :THE SYSTEM

The Bank 's  “partners” (it’s the good word, not “clients”, not “shareholders”)  have a common purpose …………….Deposits are tangible assets (or cash)  …………………………………………….. Backed Ad hoc currency (or unit of account) is emitted  focused on a main project among  the bank partners ….. it would be not a complementary currency, because not pegged on the national currency. Like the Rentenmark in Germany in the 1930’s, a currency can be backed by goods.

• So, the bank can manage sustainable projects to earn fees …. On the productivity created

• The bank partners have cash to manage  positive exchanges and interactions …. The need of cash is filled !!!!

Focuses the mind on the need of  material goods has always created DEPENDENCY  !!!!  A sustainable economy doesn’t include a huge productivity of Goods

START A BANK USING « OUTSOURCED RESOURCES BANKING » !!!

A competition should  exist between money but not around credits and debts  …. Only around the ability to create productive exchanges and useful  interactions.

• Using Fractional Reserve Banking, a Bank needs to loan,  to win cash ….. and have only few assets. The deposits from the clients are the key of the success !!!! and the law invite you to have a bank account. 
•  Using Outsourced Resources Banking, a Bank needs a project, a mission , to create … an ad hoc currency TO FILL THE NEED OF BACKED CASH used  in productive exchanges… So, a such bank wins fees on the productivity created …  NO DEPENDENCY !!!

This kind of bank could not be made for hoarding and the speculation !!! only on emergency situations , poverty context  or project management.

Outsourced Resources Banking and the US dollar

Since 1944, the US currency is everywhere in the world,   but with less and less value ….. Emiting credit is the easiest thing to do when laws say all the world needs your papers !!!!!

Instead to create dependency with credits and debts …. It's possible to force some  echanges and interactions with the concept of “outsourced resources banking”  !!!

Nowadays, US dollar is only some paper …. Physical Gold and silver are solid reserves of value, but not in enough quantity in the world !!!

Banknotes and coins have a value only because of the State says it’s legal to make payments with them, but a currency would be more trusted, built around common projects, like Fureai kippu or former “made beaver”.