In the "Fractional Reserves Banking" system, the deposits are useful because with the deposits , the banks can create "money debt" with the CREDIT .......
Deposits are useful for each of us to cope with upcoming problems and daily spending ...
But deposits is a loan from you ... to the Bank !!!!
In the "Outsourced Resources Banking" System, the bank keeps collaterals and give you the Financial liquidity to create tangible wealth ...... The bank keeps a part of this wealth
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