NEVER FORGET !

•    Bank debts are others’ assets
•    Bank assets are others’ debts

It’s not a Win Win solution nowadays, because savings become rare !!! An effective management must be clear and accurate !!!

• With the current system, you get money by a LOAN from no tangible assets, or in the case of public workers , the State asks a loan to pay them….
• With the concept of “outsourced resources banking”, you get money by a PROJECT from tangible assets.  The State keeps the power to create the main currency, but the banks create some AD HOC currencies or Units of account. The banks are paid on the productivity created by useful  economical interactions in the real life ….. 

 With more and more people stricken by debts and damages; it's time to use another monetary concept !!! I am working on an uchronia from the imperial russian ruble, to imagine how the system could have worked in history ...